A new study has revealed the best places in the UK for first time buyers, with eight Scottish locations making the top ten.
East and North Ayrshire top the list, with North Lanarkshire coming in second. Other spots around Scotland such as Falkirk and Aberdeen are also ranked among the most affordable areas in the UK for first time buyers.
The study, conducted by mortgage broker L&C Mortgages, analysed government data on median earnings and the average price of property purchased by first time buyers in the region, to reveal the UK areas with the best house price-to-income ratio.
Eight areas in Scotland have been included in their ranking of the UK’s most affordable regions, while their findings on the least affordable areas in the UK excludes the country entirely.
The top ten most expensive areas in the UK for first time buyers are all in London, with areas outside of the capital including Brighton and Hove as well as areas in Surrey, Buckinghamshire, Essex and Kent.
If you’re looking to take a step onto the property ladder, here are the top ten best UK areas for first-time buyers.
9. Falkirk
In ninth is Falkirk, an excellent spot for commuters with a median monthly salary of £2,406 – above the national average – and a median first-time buyer house price of £138,730. | Getty Images
10. South Ayrshire
Finally, South Ayrshire concludes this list of the most affordable areas in the UK for first time buyers. The region offers residents a monthly salary of £2,222 and median house prices of £129,357. | Anthony Dawson - stock.adobe.com