The Scottish seaside towns with the highest to lowest property prices

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Figures from the Bank of Scotland show average prices for seaside properties in Scotland rose by 11 per cent during 2022, outperforming the British average of 4 per cent.

The bank said North Berwick in East Lothian was the most expensive seaside town to buy a property in Scotland with average prices of £440,172 last year.

Properties in the popular Fife town of St Andrews followed at £421,528.

The towns were also the first and second most expensive in 2021.

A little further along the East Lothian coast, Dunbar was the third most expensive coastal area to buy a home in Scotland, with average prices of £284,121.

But for those who want sea views without the price tag, Greenock in Inverclyde commands the lowest average price of around £97,608.

On average, a Scottish seaside property will set buyers back around £182,488

Prices of coastal homes rose by almost a third (31 per cent) between 2012 and 2022, with Cockenzie in East Lothian seeing the greatest gain of 80 per cent, from £133,229 to £239,345.

Properties on the market as of yesterday in prominent seaside locations have showcased the appeal.

Enjoying beautiful views over the Cromarty Firth towards Ben Wyvis, Jemimaville – a five-bedroom house originally built as a manse in 1845 located in the Highland town of Dingwall – is on the market for offers over £395,000.

And an A-listed property with three bedrooms and three public rooms spread over three floors in the quiet East Neuk fishing village of Anstruther will set a buyer back about half a million, with a property available for offers over £495,000.

Graham Blair, mortgages director at Bank of Scotland, said: "It's undeniable that much of Scotland's coastline is truly breath-taking, and it's easy to see why the pretty seaside town of North Berwick is still Scotland's most expensive seaside location for house hunters, with properties costing over £440,000 on average.

"St Andrews – well known for its world-famous university and golf courses – isn't far behind, with properties in the area fetching a similar price tag.

"However, many of Scotland's coastal towns have average house prices that are much lower. Homes in Greenock, for example, cost less than £100,000 on average.

"While many things can influence the price of a home, socio-economic factors are perhaps playing a greater role in some coastal locations.

"While there are doubtless many property hot spots, a sea view isn't necessarily supporting house prices in Scottish towns most in need of investment."